You deserve a smile you love.
Whether you need help exploring payment options or have questions about financing or insurance, we'll work with you to get the care you need.
Schedule with Us 1379 N Outer Belt W, Effingham
Call Us: (217) 540-5000
1379 N Outer Belt W, Effingham
Call Us:(217) 540-5000
Dental Insurance
Insurance questions? Let us help you!
Heartland Family Dental Care is in-network with several insurance providers and will file claims on your behalf.
Delta Dental
BlueCross BlueShield
MetLife
Cigna
Medicare Advantage
Insurance FAQs
Yes. We will be happy to file your insurance claim as a courtesy. If you have questions, our front office personnel will be happy to help you.
Being out-of-network simply means we do not have a direct contract with your insurance provider. It does not mean we don't take your insurance. When out-of-network we use the base price for the service and apply the coverage percentages that correspond to your out-of-network benefits to calculate what you'll owe.
You can always check with your insurance company to find out what they are and how much they cover. However, our team can check for you. All we need is your Carrier name and subscriber ID.
In many instances, out-of-network benefits cover preventative services at 100%. Your exams and cleanings are considered preventive by us and your insurance! Give your info and we'll tell you exactly what is covered and how much you'll owe.
Dental insurance coverage varies for each patient. If your insurance plan is in-network with our office, we'll help you understand your insurance coverage and handle filing with your policy on your behalf.